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Housing Loans

Individuals who have contributed to the fund are entitled to apply for housing loans from the fund, provided they meet certain conditions. Check if you are eligible for a loan and explore our terms.

Find out if you are eligible for a loan Apply for a loan
LIV Lifeyrissjodur Verzlunarmanna Myndabanki 7 0223 LIV Lifeyrissjodur Verzlunarmanna Myndabanki 7 0223

Due to scheduled database update loan applications will not be accessible on Saturday September 6th from 10 AM to 3 PM

We apologize for any inconvenience this may cause.

Fyrstu Kaup

Key Information About Loans

What rules and criteria apply with us? Loan-to-value ratios, maximum loan amounts, eligibility, and much more.

Find out more

Types of loans

The borrower can choose between four types of mortgages: two types of indexed mortgages and two types of a non-indexed mortgage. Click to see more and calculate you loan.

Loan Calculator

Non-Indexed loan

8,43%

fixed interest for 36 months

Non-Indexed Variable interests loan

8,85%

variable interest

Non-Indexed additional loan

9,18%

fixed interest for 36 months

Indexed (60 months) loan

4,4%

fixed interest for 60 months

Indexed loan

4,37%

fixed interest rate

Applications

Applications in English need to be downloaded, filled in and returned to the fund. 

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