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Why you should choose LV for your pension

There are many good reasons for you to choose LV as your pension fund. Here are just a few and if you would like to learn more, you’re welcome  to visit us or drop us a line

LIV Lifeyrissjodur Verzlunarmanna Myndabanki 6 0223 LIV Lifeyrissjodur Verzlunarmanna Myndabanki 6 0223

Lifelong pension

With your contributions to LV you earn the right to lifelong pension benefits from the time you begin to draw your pension.


Long term results

The fund’s 10-year annual real return was 5.3% at the end of 2022.

Competitive loan terms

Competitive loan terms for members offering both indexed and non-indexed mortgages. 


Support pensions include disability, spouse and children's pension payments. These are valuable entitlements which arise if a person loses the capacity to work and in the event of the death of a member. The entitlements are among the best benefits offered by the pension system. 

Up to 9.5% of your total wages in your personal pension

You can allocate up to 9.5% of your wages to your personal pensions which allows for a more flexible disbursement. 

Responsible investor

The fund has a role and obligation to act as a responsible investor. 


Economy of scale

Operating costs at minimum by international standards. 


Remittance services

We will collect and monitor that mandatory pension contributions are received from your employer. 


LV is the property of fund members

The fund is the property of the fund members. It is our mission to work in the best interest of our members.