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Why you should choose LV for your pension

There are many good reasons for you to choose LV as your pension fund. Here are just a few and if you would like to learn more we welcome you to visit us or send us a note. 

LIV Lifeyrissjodur Verzlunarmanna Myndabanki 6 0223

Lifelong pension

With your contributions to LV you earn the right to lifelong pension benefits from the time you begin to draw your pension.


Long term results

The fund 10-year annual real return was 5.3% at the end of 2022.

Competitive loan terms

Competitive loan terms for members offering both indexed and non-indexed mortgages. 


Support pensions included disability, spouse's and child's pension payments. These are valuable entitlements which arise if a person loses capacity to work and in the event of the death of a member. The entitlements are among the best benefits offered by the pension system. 

Up to 9,5% of your total wages in your personal pension

You can allocate up to 9,5% to your personal pensions which allows for a more flexible disbursement. 

Responsible investor

The fund has a role and obligation to act as a responsible investor. 


Economy of scale

Operating costs at minimum according to international comparison. 


Remittance services

We will collect and monitor that mandatory pension contributions are received from your employer. 


LV is the property of fund members

The fund is the property of the fund members. It is our mission to work in our members best interest.