Why should LV be your first choice for your pension?
Our goal is to maximize the pension of our fund members through responsible investments. The fund is entirely owned by the fund members and only members benefit from the fund's performance success. Anyone who is receiving wages or is self-employed person can pay their pension contributions to LV. Find out what we have to offer you and your family.
Why should you choose LV for your pension?
There are many good reasons for you to choose LV as your pension fund. Here are just a few but if you would like to learn more you’re welcome to visit us or drop us a line.
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Pensions
You are guaranteed a lifelong pension and support pension for your family. Payments do not expire and are indexed.
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Personal Pension Savings
Allocate up to 9.5% to your personal pension savings: specified personal pension and personal pension savings.
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Loans
We offer competitive terms for fund members on inflation indexed or non-indexed mortgages loans with fixed or floating interest rates.
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People
We have a staff of around 60 talented and highly motivated professionals aiming to safeguard the best interests of our fund members.
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Articles of Association
The Articles of Association prescribe the entitlement of the fund members. Amendments enter into force when they are approved by the AGM and confirmed by the Minister of Finance.
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Moving from Iceland
Find out more about what happens to your pension contributions when you move out of the country, reimbursement options and more.
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Starting to work in Iceland
When you start working in Iceland you must select a pension fund. You can also choose to add contributions to personal pension savings.
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Repayment of contributions
No refunds are authorised to U.S. nationals and citizens in the European Economic Area (EEA). UK citizens are entitled to the reimbursement of contributions made from 1 January 2021.
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Responsible investments
LV's goal is to maximise the long-term returns of the fund's portfolios, taking into account risk, in the interests of fund members.
LV believes that investing in financial instruments issued by companies, public entities and other issuers that base their operations on a sustainable basis is the best way to support responsible long-term returns. LV therefore places an emphasis on ensuring that the fund's portfolios consist of financial instruments of issuers that maintain sound governance and are based on business models that promote sustainable value creation.
Key figures 2022 in ISK million
Total Assets
1,170,000
Real Return 2022
-11,9%
5 yr Ann. Real Return
4.9%
10 yr Ann. Real Return
5.3%
20 yr Ann. Real Return